If you’ve been in an accident where another driver was at fault and your costs exceed your PIP coverage

When you were a child and you did something that resulted in an object being broken or maybe ended up accidentally hurting one of your friends, your parents probably told you it was your responsibility to “make it right.” Break a window while playing ball? You’d have to work off the cost of the window or pay for it using your allowance. You caused the accident – it was you responsibility to cover the costs of your negligence.

But now as an adult, when it comes to paying for the costs of a car or truck accident, you need to forget everything you learned as a child. Under Florida’s laws, drivers must carry their own personal injury coverage – or PIP – to pay for the first $10,000 of accident-related costs. It isn’t until that initial amount is used that the at-fault driver’s insurance kicks in.

Even at that point, there’s no guarantee you’ll receive compensation for amounts exceeding your PIP coverage. Once your PIP limit is exhausted, in order to obtain any compensation from an at-fault driver, you’ll need to negotiate with that driver’s insurance company. And they aren’t likely to give up any cash willingly.

If you’ve been in an accident where another driver was at fault and your costs exceed your PIP coverage, having a skilled accident attorney vastly increases your ability to be compensated by the negligent driver’s insurance company. Your entire claim for compensation will be based on the case you present, and unless you’re experienced in pursuing accident claims, the chances of you succeeding without a lawyer are extremely slim. What’s more, if you’ve been involved in an accident, you’re probably going through a period of stress that can make it difficult to collect all the documentation necessary to construct a solid case.

Here at the Baird Law Group, we’ve handled hundreds of accident cases and we know the struggles victims can face when trying to receive the compensation they deserve for an accident that was not their fault. Our experienced legal staff will gather evidence to build the strongest case possible to support your claim and increase the likelihood of a quick and fair settlement. If the insurance company refuses to negotiate, our attorneys are ready to proceed to trial to aggressively defend your rights.

If you’ve been in an accident, we want to help you get the compensation you deserve. To learn more, call the Baird Law Group today at813-849-2679 to schedule a free consultation.