The New PIP Statute

The New PIP Statute and its Effects on Accident Victims:

The new Personal Injury Protection PIP Statute that was recently passed in Florida may be a triumph for insurance companies. The law places new limits on the amount of benefits a person can receive as well as the amount of money awarded during a claim. This may result in substantial personal expenses for individuals involved in pedestrian and bicycle accidents, car accidents and motorcycle accidents. The course of litigation may be affected as well because of the new PIP provisions.

The large number of personal injury lawsuits filed in the past may be to blame for the new legislative changes. Whether individuals were involved in truck, pedestrian and bicycle accidents, car accidents and motorcycle accidents, the old insurance Statutes did not provide boundaries on certain aspects of coverage. Limits on lawyer fees and restrictions on medical treatment were not clearly defined in recent PIP laws. As a result, many insurance companies raised their rates in response to the increase in PIP claims.

This new law may significantly affect urgent care due to the strict classifications of injury protection and medical treatment. Individuals who need medical care must seek treatment from an acceptable health-care provider within a two week period. This can adversely affect anyone who needs a longer time frame to initiate medical care. Drunk driving victims and those involved in pedestrian and bicycle accidents may need immediate care, but victims of car accidents may take longer to begin treatment.

New guidelines in the PIP Statute restrict coverage for various types of alternative treatments as well. Car accidents and motorcycle accidents victims or anyone suffering from a spinal cord injury will only receive a $2500 cap for all treatment if a victim does not treat within 14 days of the car wreck under the new law. Acupuncture, massage therapy and other holistic treatments are completely omitted from PIP coverage. Victims of motorcycle accidents and those involved in truck and bicycle accidents may need to pay exorbitant out-of-pocket expenses.

The changes in PIP coverage may provide insurance companies with substantial monetary gains. Although the new law details a plan for the gradual reduction of rates, the savings is minimal for consumers when compared to the total premium payments. When it comes to more severe damages such as a spinal cord injury or traumatic brain injury, the 25% rate reduction may do little for the victim’s wallet. Because the amount of medical benefits has decreased, an injured party may need to use his or her primary health insurance to cover treatment.

Individuals who are involved in accidents have rights that need to be protected due to the nature of the new PIP law. A qualified attorney will put the victim first. A decrease in funds for policy holders should not affect the type of therapy, treatment or legal protection an individual receives. If there are any questions about this new law and for victim rights you should contact a legal lawyer immediately.

Killed by Cars

Killed by Cars:

Motorcycle riders are an example of innocent people who can be killed by cars. According to RideSmartFlorida.com, 415 motorcycle riders were killed in 2009 due to fatal injuries from traffic crashes. Like pedestrians and bicyclists, motorcyclists are at an unfair disadvantage when a driver loses control of his vehicle due to negligence like texting and distracted driving. They are no match for a car, truck, or van’s impact.

A sad reality of representing families of deceased clients, including teens riding motorcycles and pedestrians killed by Florida drivers, is that these deaths are often senseless. A victim may also leave behind loved ones who will experience suffering. When the deceased victim is a parent of minor children, there are more long-term effects, such as the fact that those children will no longer receive financial support from their parent because of a driver’s negligence.

Families of bicyclists and other victims killed by drivers who were texting or engaging in another kind of distracted driving while operating their cars seek justice. They wonder what legal rights they have related to their decedent’s death. Answers are best explained by a licensed attorney, contact a lawyer immediately in Wrongful Death.

In the event of a wrongful death, here are some rights to pursue:

Loss of Earnings
A wrongful death attorney will study many facts in the preparation of a wrongful death case. For example, she will examine relationships between survivors and a deceased victim. She will calculate how much of a victim’s net income should have been available for distribution to each survivor. This information is especially important for calculating how much money the minor children, including surviving teens, might lose because of their parent’s death and inability to earn wages.

Mental Pain and Suffering
The minor children and the spouse of a decedent may recover because they have lost the victim’s companionship. Adult children of a decedent may be entitled to claim lost parental companionship, instruction, and guidance and mental pain and suffering if the parent victim had no surviving spouse.

Parents of a deceased minor child may be entitled to recover because of their deceased minor child’s death. In addition, parents of an adult child with no survivors may seek a recovery in that child’s wrongful death case.

Expenses
An important task is establishing one of the survivors as a personal representative of the decedent. Part of the legal process will include identifying other survivors who might seek to make a recovery in the same case. Once survivors are established, they may be entitled to make a recovery for medical expenses and funeral expenses paid on behalf of the deceased victim.

Slips and Falls Can Cause Costly, Long-term Injuries

Slips and Falls Can Cause Costly, Long-term Injuries

 Anyone who’s ever slipped on a wet floor or tripped over uneven flooring can tell you that even if you feel fine immediately afterwards, the long-term repercussions of these injuries can be costly. Property owners have a legal obligation to keep their premises well-lighted and in good repair to prevent these types of accidents from occurring, but sadly, they often fail in their duty. The result: accidents that can result in serious injury to you or your loved ones.

Nobody plans to be injured, but when an accident happens, the victim shouldn’t have to suffer the additional burden of costly medical bills and missed work days. If you’ve been injured by a slip and fall, contact Baird Law Group at www.bairdlawgroup.com to learn about your rights and get the compensation you deserve.

Driving while texting

AT&T organized the experiment as part of its “It Can Wait” campaign to teach teens the dangers of texting while driving. On Wednesday, representatives from AT&T and the Peers Foundation brought the experiment to Tampa Preparatory School.

Distracted Drivers

An AT&T survey found that texting is the most common way teens communicate, with an average of 3,417 messages exchanged per month. Forty-three percent of teen respondents admitted to texting while driving. One possible reason, according to the survey, is that they expect a reply to a message within five minutes or less. Another is that they see their parents do it.

“Teens are new drivers,” said company spokeswoman Michele Money-Carson. “It’s a deadly combination”

Texting and Driving Victims: Know Your Rights

Distracted Driving Victims: Know Your RightsDespite widespread laws banning texting while driving, many people continue to multitask on the road. Texting while driving can cause serious injuries and even fatalities. In fact, federal data shows that in one 12-month period distracted driving was responsible for more than 5,000 deaths and almost 500,000 injuries. Many people injured by drivers who were texting at the time of collision have significant medical bills as well as long and painful recovery periods.

If you’ve been the victim of a collision that involved texting, distracted driving laws were written to protect your interests. Medical bills and recovery costs should be borne by the distracted driver, not by you or your loved ones. You can learn more about distracted driving accidents and the steps you can take by visiting www.bairdlaw.com.

Distracted Driving

According to the National Highway Traffic Safety Administration, distracted driving accounts for approximately 16 percent of all vehicle crash fatalities and 20 percent of vehicle crash injuries.The increased prevalence of text messaging and using a cell phone while driving contributes to the problem of distracted driving. Eating, talking, reading and adjusting a radio or GPS system are also sources of distracted driving.Anyone who has become a victim of distracted driving should seek the assistance of a personal injury lawyer to be sure that they receive the compensation that they deserve. Whether you were a passenger when the driver caused an accident due to distracted driving or a driver or passenger in a vehicle damaged by another vehicle, you should receive compensation for hospital bills, lost wages and ongoing medical expenses.https://bairdlawgroup.com

Bicycle Accident? Get a Lawyer Now

Bicycle Accident? Get a Lawyer Now

Every year, thousands of bicyclists are injured in traffic accidents involving cars, trucks and other motor vehicles. According to federal data, 51,000 bicyclists were injured and 630 were killed in traffic accidents in just one year.

The injuries from bicycling accidents can be severe, and the driver of the motor vehicle is almost always at fault. In most cases, you can recover the medical and recovery costs that add up as a result of your accident. The key to recovering any compensation that’s due lies in having a law firm that has the experience and knowledge to handle your claim. To find out about your rights to receive compensation as a bicyclist injured in a traffic accident, visit www.bairdlawgroup.com today.

Distracted Driving Victims: Know Your Rights

Despite widespread laws banning texting while driving, many people continue to multitask on the road. Texting while driving can cause serious injuries and even fatalities. In fact, federal data shows that in one 12-month period distracted driving was responsible for more than 5,000 deaths and almost 500,000 injuries. Many people injured by drivers who were texting at the time of collision have significant medical bills as well as long and painful recovery periods.

If you’ve been the victim of a collision that involved texting, distracted driving laws were written to protect your interests. Medical bills and recovery costs should be borne by the distracted driver, not by you or your loved ones. You can learn more about distracted driving accidents and the steps you can take by visiting www.bairdlaw.com.

Kudos to Natalie Baird!

Baird Law Group’s Natalie Baird is officially a Supreme Court Certified Family Law Mediator.  Congratulations, Natalie!